Bank cards are already being replaced by phones and wristbands that have payment technology built-in but the latest threat to the lowly plastic in your pocket could be your face.

手機、腕帶代替銀行卡刷卡付款已經不稀奇了，現在你可以“刷臉”付款了。

A Finnish startup called Uniqul has launched what it calls the first ever payment platform based on facial recognition.

芬蘭的一家初創公司Uniqul推出了全球首個“刷臉”支付平臺。

The system doesn’t require a wallet, bank card or phone - instead a camera is positioned at the checkout and takes a photo of a shopper's face when they are ready to pay.

這一支付系統不需要錢包、銀行卡或者電話，只需要在付款處安裝一臺照相機，在顧客需要付款時，為顧客拍上一張照片就可以了。

It then scans a database for the face and matches it to stored payment details in order to complete the transaction.

然后，支付系統會自動掃描消費者面部，再把圖像與數據庫中的存儲信息進行對比，以便完成交易。

Uniqul claims that the technology is securely protected by 'military grade algorithms' capable of identifying even the smallest of distinguishing features of identical twins, for example.

開發公司Uniqul表示，這項技術運用“軍用級別的算法”來保證其安全性，即使是面部只有細微差別的雙胞胎也能夠得到正確辨識。

'The whole transaction will be done in less than 5 seconds – the time it usually takes you to pull out your wallet., explains a press release from the company.

該公司在新聞發布會上說“通過刷臉付款來完成交易，5秒鐘不到就能完成。這點時間相當于我們掏錢包的時間�！�